Melissa Holland 
Naropa University 


Monday February 4, 2013 at 4:00 PM MST
Monday April 1, 2013 at 5:30 PM MDT

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Naropa University 
2130 Arapahoe Avenue
Student Center
Lower level, Wulsin Hall (formerly the Admin Bldg)
Boulder, CO 80302

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Naropa University

Money Mondays Series
Spring 2013

Co-sponsored by Naropa Alumni Relations, Career and Community Engagement, Financial Aid, Human Resources, and Residence Life

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You and Your Credit Scores: Unraveling the Mystery
Monday, February 4, 2013 (4:00 - 5:30 p.m., Arapahoe Campus, Wulsin Hall Student Center)
Presenter: Dale E Abood, Business Development Officer at Elevations Credit Union Elevations Credit Union Logo

About the Workshop: During this workshop we will discuss the history of credit scores, the pros and cons of credit scores, and what to do once we know more about credit scores. You will walk away with a much better explanation of credit scores and how credit scoring has changed how we live our lives. Knowledge is power when it comes to understanding how the world now revolves around these important scoring. And you can’t hide from credit.

About the Presenter: Dale has been a Board Member for a credit union, a Loan Officer for a couple of credit unions and most recently Business Development Officer at Elevations. During his tenure of a loan officer, Dale learned all the tricks of the trade to both satisfying loan underwriters and helping consumers build/re-establish credit. Dale’s knowledge of credit scoring is accompanied by his lifelong passion for customer service and achieving the highest standards in customer service.


Healthy Wealth: Balancing the Practical and Mystical Side of Money Creation
Monday, March 4, 2013 (4:00 - 5:30 p.m., Arapahoe Campus, Wulsin Hall Student Center)
Alumna Denise Barnes, MA, LPC, founder of Soul Biz Savvy, and guide for entrepreneurs and creative types to find that place where creativity befriends profit

About the Workshop: Space was once the final frontier, but for spiritual growth, a new frontier is money peace! So you might be wondering, "What’s the worst thing that can happen if I keep ignoring my checkbook? Will someone please wake me up when that law of attraction finally kicks in?" Getting out of money angst into positive money momentum can be simple: You can create a simple plan to improve, and yes, befriend your money. Shifting from angst to peaceful power with money can transform much of life. You can create a healing space between money challenges and strength of spirit. Takeaways from this talk: Ask questions about how to live within your means deliciously. Check out experiential tools to honor the deeper reality of your finances. Leave with a plan for how to grow your money peace and income.Denise Barnes

About the Presenter: Alumna Denise Barnes, ’89 Somatic Psychology, founder of Soul Biz Savvy, is a coach, therapist and intuitive who mentors creative and healing arts professionals with allergies to money and marketing. She uses powerful experiential tools so her clients breakthrough to their next level of more graceful success in a deep, permanent way. Her clients have tripled their client rosters, while increasing their ease with marketing, and their income from their soul’s genius work. You can sign up for her humorous, artful bimonthly ezine at


Annihilating the Debt Monster: Creative and Pragmatic 
Practices to Manage and Reduce Debt
Monday, April 1, 2013 (4:00 - 5:30 p.m., Arapahoe Campus, Wulsin Hall Student Center)
Presenter: Society for Financial Awareness

About the Workshop:
We will focus on the different aspects and classifications of debt and how to handle each scenario personally. This session will walk through comparisons and descriptions of topics such as:
•    Debt Management vs. Debt Elimination: Process or goal?
•    3 most important things in organizing an efficient debt management plan
•    Emergency Reserves: What are they? How much should I have? and the 3 Rules for Emergency Reserves
•    What is opportunity cost?
•    Good Debt vs. Bad Debt: How do I know what type I have?
By the end of this session the attendees will understand how to classify, prioritize, and budget their personal debt in order to maximize repayment and accomplish goals for the future while living within one’s means.

About the Presenter:
Joe Tocchini SOFAJoseph E. Tocchini, CLF is the President and founder of Capstone Financial Services, LLC and also the Chapter President for the Rocky Mountain Chapter of the Society for Financial Awareness (SOFA). The Goals of Capstone and the Rocky Mountain Chapter of the Society for Financial Awareness are to eliminate financial illiteracy and to educate and inform the community regarding financial topics such as retirement planning, debt management, risk management, and other related issues. The Rocky Mountain Chapter of SOFA is one of the fastest growing chapters in the United States and provides well over 200 seminars per year on financial topics of concern to local businesses, their employees, and other organizations. As a not for profit organization, SOFA is able to waive all speaking fees and other related seminar costs and the representatives of the Rocky Mountain Chapter are able to meet with clients on a reduced or non- fee basis. In addition to his work with SOFA, Mr. Tocchini has been a featured speaker at numerous universities, businesses, medical schools and teaching hospitals throughout the Midwest and Southwest.