DALLAS CHAPTER OF CREDIT UNIONS MARCH 19, 2013 MEETING 

Join the Dallas Chapter of Credit Unions for an evening with the Director of Research and Consulting at TransUnion, Antoni Guitart, as he presents "The Impact of External Factors on Member Performance". 

How much of your portfolio’s performance is really due to “The Economy?” What’s the true impact of seasonality? In this session, we will show how external economic drivers explain the evolution and performance of credit portfolios. We will cover several examples of how the use of industry-level statistics can lead to tremendous insight into the performance of individual portfolios, and how these metrics correlate with what is observed nationwide as well as in Texas and the Dallas metropolitan region. This comprehensive perspective can yield a strategic advantage in effectively responding to performance within your own portfolios due to competitive pressures, economic volatility and other external factors.

This is a great program for your credit union lending staff.  Come network, mix and mingle and learn.

Antoni Guitart is the Director of Research and Consulting at TransUnion. Mr. Guitart has 19 years of experience in the financial services industry, working in financial derivative markets, consulting, and for the last 11 years in a variety of senior roles within TransUnion’s analytics department. His analytic experience spans multiple dimensions, including the development of risk adjudication models, CRM analytics, portfolio retention strategies, and collections optimization for both domestic and international clients. Mr. Guitart holds an MBA in analytical finance from the University of Chicago - Booth School of Business, an M.A. in economics from the University of Illinois at Chicago and a B.A. in finance from Cardinal Stritch University.