Funding Your Business - FREE Workshop Sponsored by Gorham Savings Bank

This is a FREE Workshop sponsored by Gorham Savings Bank - space is limited and preregistration is required.

Join us for this important Workshop on raising money for your business. Access to capital remains an important requirement to start or grow your business. Learn what are available sources of funding.

Whether you are starting a new business or expanding an existing one finding the necessary financing and capital is a challenge. This workshop provides important information on the potential sources of financing.

You might start with your own resources, or receive help from family or friends. Understand the difference between a “gift”, a “loan” and an investment. 

Seeking a grant or SBA guarantee or a micro loan? Learn where to look, who may provide one, the conditions and requirements, whether matching funds may be necessary. Find out what is available.

Going to the bank? Learn what the bank will expect from you, the six “C’s” of bank lending, what may be available in the way of collateral or credit enhancement. Know what you will have to do to get a bank loan.

Thinking about attracting investors? Be sure to understand what it means to take on an investor; know what investors look for; learn about an “exit strategy”. Learn whether Crowd Funding makes sense for your business.

Your Presenters

Peter Carlino 

Peter Carlino has been a SCORE Certified Mentor since 2015. Peter's  professional career was spentin the computer and telecommunications field developing and marketing new products and services. He has worked for and with very large companies such as Cisco Systems as well as small companies and startups. He has extensive experience transforming ideas into products and successfully getting them to market. Currently, he and his wife own and operate a small summer rental business in Old Orchard Beach.

Peter has a BSEE from Northeastern University and currently resides in Scarborough, Maine.

Julie Viola

Julie Viola joined Gorham Savings Bank in December

of 2001, leaving Seafax to take on the role of Vice President and Commercial Lender. In 2008 she helped establish the Business Banking Department, which is responsible for the small business portfolio, a large commercial portfolio and accounts receivable financing. In April 2016, Julie was promoted to Business Banking Lending Manager. She is responsible for a sales team and her own loan portfolio. A Portland, Maine native, Julie earned a B.S. from Bentley University and MBA from Thomas College.