South Florida Family - We know how tough it can be to keep and sustain a business or nonprofit in these changing economic times. That's why we're gathering together as a community to provide key information you need on the foundations of smart business: finance, marketing and hire/fire/outsourcing. Below you'll find a listing of the sessions we'll be providing for you at no charge from experts with decades of experience in each of the three categories listed above. Register today and reserve your spot.

Here's the schedule:

9AM –  Welcome – Lisa D. Sparks and Marjorie Weber

9:10 –  SBA  Programs for Small Business, Althea Harris, Assistant Marketing Director SBA S. Florida

9:30 -   SBA Programs for Start Up businesses, Joan Freilich-SCORE Counselor,  Chair,Finance Committee

10:00  –- Improving your credit score -Elizabeth Karwowski, SCORE counselor 

10:30 – Coffee Break 

10:45 – Other Available Financing Options – Sue Kilrain, SCORE counselor

11:00 -Preparing a Personal Financial Statement  - Joan Freilich  

11:15 -  Cash Flow Projections -Jerry Selevan , SCORE counselor, Past Chair, Score Miami Dade, Retired CPA

11:30 – A few insider’s tips about the Loan Process – Marjorie Weber

11:45 – Additional questions from the audience.

Noon Lunch Break - Food Wagon

Afternoon Session

1:00  Using Constant Contact to Create and Access your Customer Base,  Lisa D. Sparks Regional Director – Constant Contact

2:30 – Staffing – Outsourcing the Job or Hiring the right person, Suzanne Breistol, SCORE Volunteer

3:15 -    Internet and Telecommunications – the Smart Choices, Eric Russell  SCORE volunteer

4:00 – Wrap up – Lisa D. Sparks and Marjorie Weber