Wednesday November 12, 2014 from 7:30 AM to 8:30 AM EST
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5247 Golden Gate Pkwy
Naples, FL 34116

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Russell Tuff 
Golden Gate Civic Association 

November Business Breakfast 

Join us for our Golden Gate Business Breakfast


5247 Golden Gate Pkwy
Naples, FL 34116

Stop in before you head to the office!

Topic: "What's New in Obamacare for 2015"

Neftale Espinosa, President of E & S Insurance Services will present a session to help you navigate through the new rules of Obamacar.

Here's what you'll learn:

        For Individuals and Families

  • Enrollment period goes from 11/15/2014 to 02/15/2015
  • The Individual Shared Responsibility Payment has increased substantially.   (Penalty in the income tax)
  • Insured enroll during 2013 must re-enroll in order to qualify for 2015.
  • Overview of essential health benefits.
  • Exceptions for individuals and families.

       For Small Business Owners

  • Overview of the Small Business Health Option Program (SHOP)
  • Incentives and credits to employers.
  • Choices of Qualified Health Programs.
  • Benefits to employers and employees.
  • Premiums calculations.
  • Qualified businesses.
  • Enrollment Process

Presented by: Neftali Espinosa, President, E & S Insurance Services

Sponsored By: Sandra Carano, Premier Plus Realty