March 2015 Luncheon Meeting

Social Security: Advanced Planning for Financial Planners

Speaker: Sharon Lacy, CFP�

Meeting Description

Social Security planning is complex and requires more than just a basic understanding of the rules. After a brief review of the basics we will learn how to use a Social Security optimizing tool to identify and test possible client filing strategies. Armed with this skill we will use case studies to practice on a variety of advanced client situations. Assuming that we will often want to recommend delay, we will discuss two compelling arguments for delay. Finally, we discuss how the decision to strike down DOMA Part 3 makes all that we have learned applicable to same-sex couples.

Level of Complexity: Intermediate

Learning Objective: Learning Social Security planning strategy for family and understanding the intricacy of the best planning options for clients.

1.5 hours CE has been granted for this session by the CFP Board.

Speaker Biography

Sharon Lacy is the wealth planning manager at Bedrock Capital Management, a fee-only financial planning firm in Los Altos, California. She began her career as a computer engineer working at Lawrence Livermore Labs and Hewlett Packard after earning a Bachelor of Science degree in electrical engineering from the University of Washington and a Master’s of Science in computer science from the University of California at Davis.

After receiving an offer to take early retirement from HP in 2005 Sharon decided to pursue her interest in finance. She received a Personal Financial Planning Certificate from the University of California at Santa Cruz in 2006 and became a CERTIFIED FINANCIAL PLANNER™ (CFP�) Professional in 2009. In 2014 she became a Certified Private Wealth Advisor� (CPWA�) Certificant. She is a member of the Financial Planning Association (FPA) and has spoken about Social Security planning at local, regional and national FPA conferences. She is a recognized Social Security expert and is a member of the National Academy of Social Insurance (NAIS) based in Washington, D.C., a nonprofit, nonpartisan organization made up of the nation’s leading experts on social insurance.

Pricing and Registration

Online Registration is open through Monday, March 9th. At-the-door registration is available but limited.

Advanced pricing is available through Monday, March 9th:
FPA Members: $40, Non-Members: $45

After March 9th:
FPA Members: $60, Non-Members: $65

No refunds after Tuesday, March 10th.