How to Qualify and Apply for an SBA Loan 

Do you and your small business qualify for a small business loan guaranteed by the Small Business Administration?

You've decided you are ready to start or expand your own small business. You've done your homework, have a business plan, know why unsuccessful small businesses fail and have sworn not to make those mistakes. Your plan includes a cash flow analysis and you know the amount of funds you will need to finance your business.  Now you're shopping for an SBA-backed loan. Which SBA loan is best for your situation? What information will you need to show the lender?  In addition to your business plan, you will need to include how you plan to use the loan funds and repay the loan, a description of the collateral offered to secure the loan and business and personal financial statements.  This workshop will focus on 7(a) loan requests and will include a detailed review of loan requirements and how to complete the loan application.

Register Now! Presenter:  Sterling Birdsong & Garrett VonEye

Sterling Birdsong is a Tampa native who began his banking career in 2012 after graduation from Saint Leo University. After an internship with the Bank of Tampa, Sterling was hired on fulltime as a commercial underwriter in the USAmeriBank’s Small Business Underwriting division. Sterling worked as a commercial underwriter for three years before joining USAmeriBank’s SBA team in January of 2016. In addition to banking experience Sterling also holds the following licenses: Series 7, Series 66, and 2-15 Life, Health, & Variable Annuity.

Garrett VonEye began his SBA lending career in 2004 with the Oakland County Business Finance Corporation outside of Detroit Michigan.  He moved to Tampa with his wife Gina in 2009 and worked with GulfCoast Business Finance in St. Petersburg for 5 years, underwriting and selling the SBA 504 program.  Garrett is currently working as the SBA Business Development officer for USAmeriBank.  He has been with USAmeriBank since December, 2013. Garrett serves on the board of directors of the Hillsborough Community College Foundation and is a member of several professional organizations including the National Association of Government Guaranteed Lenders (NAGGL), the Florida Association of Government Guaranteed Lenders (FLAGGL) and the Florida Gulfcoast Commercial Association of Realtors (FGCAR), and the Commercial Finance Association (CFA).