How to Maximize the Value of Your Cash Flow

According to Vance Lowe, president of Advanced Retirement Strategies, you can use your available savings and cash flow to build your own company “bank” which can generate loans to your business. Your business then repays the “bank” exactly the same way as you would repay the financial institution you would use otherwise. The result is an ever-accumulating stockpile of wealth that can be used over and over. In his talk, “How to Maximize the Value of Your Cash Flow,” Vance will share with you:

• Why a lower interest rate on a loan costs them more in the long run 

·   How they can recapture, reuse, and recycle their own money to make money 
·    Why debt is not a four-letter word

Most money managers will tell you that debt is a four letter word and is something to be avoided, but to financial guru Vance Lowe, strategically-used debt is a the key to building wealth. 
A native of a working class section of Pleasant Grove, Utah, Vance financed his college education at Brigham Young University by selling insurance. A few years later, he became a partner of Dickerson, Wells & Fitzgerald, a Fort Worth-based risk management firm. In his decade with the company, Vance spearheaded the acquisition of eight property and casualty insurance agencies, expanding their offerings to include risk management. 
In 1990, when Dickerson, Wells & Fitzgerald was acquired by a rival company, Vance took the opportunity to launch Advanced Financial Planning in Fort Worth, helping clients retire and living financially independent. 
In 2009, after building one of the most successful money management firms in the country at the time, Vance sold his firm to his partner and started Advanced Retirement Strategies, which he still runs as its president. As part of its services, ARS incorporates the Infinite Banking concept, which enables clients to self-fund their major purchases without changing their cash flow or impacting their lifestyle. 
The basis of the infinite banking concept is that by becoming your own banker, you redirect the money that would otherwise go to debt and interest and pay yourself back, building your wealth as a result. 
One of only 500 registered Infinite Banking Concept practitioners in the United States, Vance is a Chartered Financial Consultant, a Registered Financial Consultant and a Chartered Life Underwriter.