Merchant Services and Cash Flow for Businesses Younger Than 18 Months 

If you are just starting your business and have been operating less than 18 months, banks cannot offer you an SBA-backed loan. Learn how to manage cash flow and credit for your young business. This workshop defines three types of cash flow and discusses merchant services solutions to credit needs.

Speakers: Ryan Melendez, Carlos Acha, James Meischen 

Ryan Melendez serves as the Assistant Vice President, and Market Leader for BB&T at the Crestview Banking Centers. His career has included experience in Small Business lending at the branch and district level for IBC Bank. He has 15 years of experience in retail banking and small business lending, where he has successfully assisted his clients in achieving there financial goals, and business ownership.

Carlos Acha is Community Bank Branch Banker IV, and has spent the last 5 years working as a Banker for BB&T. Carlos has been successful in helping his clients obtain lending solutions to finance business operations.

James Meischen has a career that spans 20 years of experience in retail banking. He has worked for BB&T, Capital One Bank, and BBVA Compass. James is committed to helping his clients obtain lending solutions for their businesses.