Monday, August 19, 2019 at 1:30 PM EDT
Tuesday, August 20, 2019 at 2:00 PM EDT

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DoubleTree by Hilton 
701 Penn St
Reading, PA 19601

Driving Directions 


Stephanie Koetzle 
Combined Benefits United, Inc. 

The CBU Experience
August 19th & 20th, 2019
DoubleTree by Hilton | Reading, PA

Join Combined Benefits United, our partners, and a select group of our top producers to learn how we can partner together to increase your business in 2019. Our unique approach to the industry has a proven track record of increased production, and we want to pull back the curtain and explain why CBU is "The Right Partner."
The CBU Experience Guide

Foundations Investment Advisors

Whether you are an experienced IAR/RIA or you're just getting started, Foundations Invstment Advisors may be the portfolio management partner that you're looking for to help grow your clients' wealth.

As Combined Benefit's United's RIA partner for our advisors, Foundations does things differently, with the highest level of support in the industry, and a hard-working and responsive planning team. They never ask their advisors or clients to "just hang in there," and reblance monthly when necessary to ensure the best results based on ever-chaning market conditions.

Foundations helps you to serve more clients efficiently and at no additional cost to you or your practice. Featuring Best-In-Class Custodians (TD Ameritrade & Fidelity), a portfolio management fee of .4%, and a balance portfolio with Cabana that generated over 20% growth in 2017. 

Retirement You® Training Workshop Presentation

Our fully-scripted, turn-key, and compliance reviewed workshops are designed to help you educate potential clients and establish your credibility in Retirement Income and Asset Preservation Planning.

Join us at The CBU Experience where Shannon Ferran, Producer Relations Director, Combined Benefits Untied, will discuss our workshop systems, covering the entire process from booking and scheduling to hosting and follow-up.

National Speaker on Social Security & Retirement Planning, Lance Gilman, CFEd®, will then review the entire presentation as you would deliver it to your potential clients. Learn ways to help identify areas of focus, and strategies to help you increase your appointments and close more business.

Client Builder Sales & Marketing

Client Builder Selling is Combined Benefits United's new sales training program, designed and developed for financial advisors who provide retirement planning services and who sell annuities. 

The program, developed by Larry Lewis and Brian Quaranta, is designed to be a practical, street-smart sales process that is designed to shorten your selling cycle, improve your closing ratio, eliminate "unpaid consulting," and minimize your time wasted on plate-lickers and tire-kickers. 

Join us at The CBU Experience to hear Larry Lewis discuss the Client Builder sales training model, their workshops and sales assements, and how their "flipped classroom" approach has helped advisors across the country learn to close more sales than ever before. 

CBU Benefits - Our Supplemental Division

During The CBU Experience, you will hear from representatives for our sister company, CBU Benefits, who focus solely on supplemental benefit options for small and large businesses across the country.

Partially owned by Recalibrated Warrior and US Army Veteran SSG Travis Mills, CBU Benefits works to offer accident, cancer, short-term and long-term disability, hospital, and life insurance plans to employers and employees across the country. 

Whether you currently focus on supplemental health benefits now, or you're looking to add to your existing slate of services, CBU Benefits can partner with you to offer the best plans available on the market today, helping to make you a one-stop shop for existing clients.

Final Expense

Combined Benefits United has a nationally-recognized Final Expense training platform, one of the best in the industry. Get better, more qualified leads, and use them to close more business than ever before.

At CBU, our Final Expense training program is segmented into modules that help you to focus on each part of the sales process individually. Covering appointment setting, presenting the product, and closing, our Final Expense leads program is the best way to reach more potential, qualified clients.

During The CBU Experience, VP of Business Development Shawn Lyons will cover our program, and how our pre-set, telemarketed and social media leads can help to get your more qualified prospects than ever before.

The Heartland Institute of Financial Education

Financial well-being is fundamental to the foundation of any successful society. That's why The Heartland Institute of Financial Education focuses on educating people on the basic concepts of finance management.

As a Series 65 licensed advisor, you can become a Certified Finacial Educator (CFEd®), the first registered credential of its kind. The CFEd® recognizes financial professionals who teaches others, and have proved a competence in educating adults on financial concerns. 

Join us at The CBU Experience as Lance Gilman, CFEd® and National Speaker on Social Security & Retirement Issues discusses the benefits of the CFED® certification, how it adds instant credibility to any financial adviser, and what it can mean for your business. 

Combined Benefits United

When you join us at The CBU Experience, you will also hear about other products and services that we offer that help us stand out from other FMOs, and why we're known as "The Right Partner."

Whether you're interested in our Final Expense Program, partnering with us for Medicare, or learning about how we can help you with custom marketing pieces, Combined Benefits United has something to offer you. No matter your current line of business or area of speciality, we can help to grow your current book and help you to find new ways to expand your name, your credibility, and your client base.

Join us at the CBU Experience and meet company President, Raymond Vallee, Jr., and the rest of the CBU Team and learn how us doing things differently from our competition can help you stand our from yours. 

The CBU Experience Guide