When

Friday, November 8, 2019 from 7:30 AM to 10:00 AM PST
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Where

Rancho Cordova City Hall 
2729 Prospect Park Drive
Rancho Cordova, CA 95670
 

 
Driving Directions 

Agenda 

7:30 am

Registration & Networking

 

8:10 am 

Welcome, Breakfast, Chapter and Sponsor Acknowledgements

 

8:30 am

Presentation Begins 

 

9:30 am 

Q & A / Presentation Ends

 

9:35 am 

Raffle & Closing Remarks


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 Topic:   
A New Approach to College Funding Advice

Speaker(s): 

Joe Messinger, CFP, ChFC, CLU   
Partner and Director, College Planning, Capstone Wealth Partners   

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Description:

Participants will learn the scope of the student loan crisis and the impact it is having on younger Americans and the economy as a whole. Instead of just talking about the issue, advisors will gain insights on how to analyze financial aid policies at different institutions and help clients make more informed college buying decisions using the College Pre-Approval™ process.

This includes detailed education on:

• The stark differences in the Federal vs the Institutional Methodology used to determine a family’s
  expected family contribution (EFC).

• How to create a family college budget.

• Why the sticker price of college is irrelevant and how to project a family's out of pocket cost at
  individual institutions.

• Income and asset Strategies to maximize financial aid offers.

• Cash flow and tax planning strategies for college.

• Merit-based financial aid versus need-based financial aid planning.

• How to analyze, compare, and appeal financial aid award letters.

• How to carefully coordinate the contributions from grandparents to ensure financial aid is not
  impacted.

• Balancing college and retirement goals as part of a comprehensive financial plan.    

*This topic has been approved by the CFP Board for 1.0 hour of CE credit. 

* Registration closes on 11/7/19

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About the Speaker(s): 



Joe Messinger, CFP, ChFC, CLU   
Partner and Director, College Planning, Capstone Wealth Partners  
 
Joe Messinger, CFP, ChFC, CLU is on a mission to end the student loan crisis one family at a time.  A proud graduate of Penn State University, Joe is Partner and Director of College Planning at Capstone Wealth Partners.  A fee only RIA based in Columbus, OH that specializes in financial planning for college bound families.  Joe created the innovative College Pre-Approval™ system to seamlessly guide families through the college funding maze and ensure that every student graduate with manageable student loan debt without robbing retirement. 

Through his advisor training programs with Capstone College Partners, Joe is raising the bar in college funding advice across the industry.   In addition, Joe and his team recently launched College Aid Pro, a groundbreaking financial aid planning software that streamlines the college funding process for advisors. 

He is known as an industry thought leader in the area of college financial planning.  He regularly speaks at industry conferences for the Financial Planning Association (FPA), National Association of Personal Financial Advisors (NAPFA), and the XY Planning Network (XYPN). His work has been featured in The Journal for Financial Planning, Financial Advisor Magazine, US News, and Bloomberg to name a few.