Thursday, January 20, 2022 from 10:00 AM to 1:00 PM CST
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Candace Gallagher 
Austin Title 


To Clarify, There is a $30 Charge for this class.

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Mortgage Math Camp: Cash Flow Planning for Millennials & First-time Homebuyers

TREC Course Number: 36295

Provider Number: 10155

- 3-hour CE class

There are nearly 80 million "millennials" in the US who will represent more than one in five homebuyers over the next five years. This workshop provides an inside look into various cash flow planning techniques for this next generation of homebuyers. During this 3-hour workshop, we'll discuss:


•           Market update and demographics of today’s first-time homebuyer

•           How to conduct a buy vs. rent analysis

•           How lenders calculate income, liabilities and debt-to-income ratios

•           How lenders evaluate assets

•           How lenders evaluate the property (collateral)

•           How lenders evaluate credit

•           How lenders evaluate occupancy

TAKE AWAY – Your agents will walk away with some valuable information to help millennials and first-time homebuyers make smarter home buying choices.