(Per TREC requirements, you must attend the whole class to receive credit.)

CE: 3 hrs | Course # 36295 | Cost: $30

There are nearly 80 million millennials in the US who represent more than one in five homebuyers in our country. This CE class helps provide an inside look at millennials’ views on home buying. We then pull the curtain back to discuss details about the mortgage process and help you better understand specific loan terminology on the lending side of our housing industry.

Class Discussion:

• Who is a millennial? What we should know about our most plentiful client
• Market update and demographics of today’s first-time homebuyer
• How to conduct a meaningful rent vs. buy analysis for prospective homebuyers
• Learn more about how lenders calculate income and review liabilities to analyze debt-to-income ratios
• How do lenders evaluate assets
• Property types and how it affects purchase qualification
• Evaluating credit scores and what affects credit the most

Instructor: Matthew D. Posey, RMLO, CMPS®

NMLS #217244 | TREC Provider #10155