Credit 101: How to Understand and Improve Your Credit Score to Enhance Your Business 

A free SCORE Small Business Workshop co-sponsored by Darien Library

Today personal and business credit drives many financial decisions; however, there is still much mystery as to how this information is developed, used and shared. This workshop will help to answer these and many other consumer and business credit questions you as a business owner need to know and understand.

• Who are the major Credit Reporting Companies, do they work together?  
• How do Credit Reporting Agencies develop, and store your credit information and how long is it kept on file?  
• How can I get a free credit report?  
• What is FICO and the FICO Credit Score? What is a blended SCORE?  
• How does your credit report influence the lender?  
• How do I repair my credit, is there a quick fix?

Presenter: Julio Casiano

Julio Casiano is Deputy District Director for the U.S. Small Business Administration. Julio has over 30 years of banking experience working at some of the largest banks in New York and Connecticut. He has been actively involved in the professional development of Hispanic business owners throughout Connecticut. Julio holds both a Master of Science in Business Management and an MBA.