Building Better Credit

Personal credit is an important key to achieving your personal and entrepreneurial goals. This workshop will provide an overview of concepts necessary to understand the correlation between personal and business credit. Participants will learn how to:

• Understand your credit report
• What is a credit score
• Establish positive credit history
• Obtain a FREE copy of your credit report
• Credit report updates and disputes
• Steer clear of credit repair scams

Presented by:  Marina Perez, Chief Executive of Education and Development

 Marina has over two decades of experience in the personal finance and the credit industry. Over the years, she has provided hundreds of presentations both in English and Spanish. Her extensive expertise ranges between basic budgeting and savings presentations to Identity theft/Scams workshops. Marina is a Fair Credit Reporting Act (FCRA) certified counselor and received her Neighborworks certification related to prevention and foreclosure mediation and is recognized as a credit authority.
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 Cash Management

• Keep Records – a notation of each transaction
• Establish Procedures
• Conserve cash and reduce cash needs
• Learn to read and evaluate performance with
• Financial Statements
• Cash Flow Projection – a forward looking tool to predict future cash needs

Presented by: Matt Fitzgerald, SCORE Certified Mentor

Matt is a SCORE mentor with a financial background starting as a CPA with Ernst & Young before moving into executive finance roles with Baker Hughes, BJ Services Co., Veritas DGC and Grant Prideco Inc. 

More recently, he has started several different businesses including a restaurant, Real estate rental and a cell phone retailer.  He has also served on the Board of Directors of two energy companies.