Becoming A TAHC-Certified Housing Counselor

The Association of Housing Counselor's Certification program ensures basic proficiency in housing counseling concepts and techniques. Certification requirements include participation in the Basic (Track A) and Advanced (Track B) Housing Counseling workshops and successful completion of written certification exams for both tracks.

• Track A must be successfully completed before attending Track B
• You must score 80% or more correct on each exam to pass
• Certificates are not issued untl after BOTH Track A and B have been successfully completed
• Maintaining TAHC-Certification requires showing proof of 32 units of continuing education by the end of your certification period

Track B - Advanced Housing Counseling Training

Registration Fee: $535

Chapter One: Advanced Housing Counseling Skills:                                                                                             Chapter One discusses a variety of legal and ethical issues that are of concern to housing counseling practitioners. Accountability, confidentiality, and conflict of interest are of particular importance to any type of counseling that is linked to the financial matters of clients. This Chapter also provides guidance on dealing with difficult/emotional clients and a diverse client base. In addition, information on fair housing legislation is presented

 Chapter Two: Financial Management:                                                                                                                        Chapter Two is designed to give housing practitioners the tools they need to provide financial counseling to potential homebuyers and homeowners. Chapter Two presents information on financial management issues such as budgeting, setting financial goals, the use of credit, insurance, investments, taxes, and retirement planning.

 Chapter Three: Mortgage Industry Update:                                                                                                           The purpose of Chapter Three is to provide current information on various mortgage products that are available for first-time and/or low-to-moderate income families. Descriptions are given for programs offered by the North Carolina Housing Finance Agency, FHA, USDA, and other programs offered through financial institutions.

 Chapter Four: Special Topics in Lending:                                                                                                               Chapter Four introduces several issues that are important for a greater understanding of the mortgage lending industry. Non-conforming mortgage products and/or mortgage refinancing can be helpful tools for maximizing our investment. However, predatory lending and payday lending practices represent serious threats to the homeowner or potential homeowner. 

 Chapter Five: Post-Homeownership Counseling:                                                                                                    Chapter Five provides information on providing on-going support for borrowers after they have purchased a home, helping to ensure that the client's homeownership experience is a successful one. This chapter outlines issues that are specific to post-purchase counseling, presents post-purchase counseling strategies, includes information on post-homeownership case management and early intervention techniques, and introduces the topic of default counseling and foreclosure proceedings.

 Chapter Six: Loss Mitigation:
The housing counselor plays a valuable role in helping the client avoid default and foreclosure through mediation and negotiation techniques. This chapter discusses the basics of delinquency, default, and foreclosure concepts.

 Chapter Seven: Housing Counseling Program Design and Management:
Housing Counseling program design refers to the management level structure of a counseling program. Although there are many variations in the types of organizations engaged in counseling, there are numerous administrative and structural issues that are common to all. This chapter discusses planning, community outreach, case management, record keeping, and fundraising. Each of these issues is important for the efficient and effective provision of counseling services.

LOCATION AND REGISTRATION

This training will take place at the Ashford Suites Hotel located at 3901 Sedgebrook Street in High Point, NC 27265. Discounted room rates are $84 per night for a King room and $74 per night for a Double Queen Room (not including tax).  Ashford Suites Hotel amenities include free wireless Internet access, microwave, coffee/tea maker, fireplace, hairdryer, complimentary newspaper, iron & ironing board and 32 premium cable television. 

Guests staying at the hotel can enjoy complimentary hot breakfast served Monday-Friday 6:30am-9:30am and Saturday & Sunday 7:00am-10:00am.

Reservations at the discounted rate must be made by calling 336-812-8787.