"Hawai'i Real Estate Guide to Reverse Mortgages" CE Class in Hilo 

Registration 8:30 a.m. | Class-Time 9:00 a.m. to 12:15 p.m.
3.0 CE Elective Credits | Instructor: Curtis Mangus

This course is designed to help you better educate and counsel your clients by demonstrating options available with a reverse mortgage. Line of credit options will be explored including paying off debt, buying real estate, gifting to heirs, and other financial planning options. Instructor Curtis Mangus; 3 CE Electives

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NOTICE: Prior to registering for any course we suggest you to view your CE Status online: https://pvl.ehawaii.gov/mypvl. §16-99-95. A licensee shall not take a continuing education course for which the licensee has already received a certificate within two consecutive biennia.

Terms of Attendance: Attendance is required. You must be present for the entire course to be eligible for CE credits (excluding registration & break).

Transfer, Cancellation & Refund: The deadline for refunds/course transfers for any enrollee is seven (7) days prior to the scheduled course date. There will be a $10 fee for each class cancellation/transfer. Requests for transfers/cancellations must be submitted in writing to kehau@hawaiiislandrealtors.org.

Returned Check Policy: A $25 service fee will be charged for all returned checks.

COURSE MATERIALS NOTICE: Effective January 1, 2015, all class materials will be sent to you in advance electronically via e-mail. If you would like a printed copy available at the class, please email a request to HIR Staff, not less than 3 business days prior to the scheduled class you will be attending, and it will be available at the registration table. There will be a nominal fee per class for all printed materials.
Reasons for going GREEN:
1. Allow participants to preview materials and prepare questions for the instructor.
2. Allow members to readily retrieve materials for review in the future.
3. Reduce costs to Association for materials.