To Start or Grow Your Business


Saturday, December 7, 2019
From 10:30 AM to 12:30 PM CDT
Check In at 10:00 AM
Latecomers may be declined seating

Add to Calendar


Kingwood Branch Library
4400 Bens View Lane
Kingwood, TX 77339

Driving Directions

Bill Klingberg

About Us:
SCORE is an all-volunteer group with real-world business experience, dedicated to your success.

Our Mission: Help small Businesses succeed.
Our Mantra: We educate, counsel, mentor.

Founded in 1964, SCORE is a non-profit association and a Resource Partner of the U.S. Small Business Administration.
For more details go to


Join My Mailing List

Financing is one of the most important issues facing small businesses today.

Learn about the various sources of funds in the marketplace, the best place to start, what the lenders look for when reviewing a funding application and the key ingredients for success when borrowing money.

The workshop will also cover sources of equity and how to use equity as an alternative to borrowing funds.


Sources of Equity
  • Self
  • Friends, family, and fools
  • Personal credit cards (caution)
  • Converting 401k 
  • Crowdfunding (harder than it looks)
  • Angel and venture funding (generally for high tech ideas)
Sources of Debt
  • Bank financing and SBA Loan guarantee
  • Microfinance
  • Leasing vs. buying
  • Credit from suppliers
  • Business Credit Cards
  • Crowdfunding
What do the Lenders Look for
  • 5 C's of credit
  • Lots of documents

Mike Polarek Presented by:  Mike Polarek, Certified SCORE Mentor
 As the owner of a small business in manufacturing and distribution of plastics
 for 20 years, Mike has experience in all aspects of the distribution process
 particularly with a business to business type operation.
 Mike has 
many years of experience in product development, business operations,       manufacturing, financial control, sales and   marketing.